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Still paying more than 12% commission for your SR&ED refund?

Maximize your refund. Keep more of it.​

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We are quick

Deadline approaching? Our quick turnaround time means you can still submit a claim on time, stress-free.

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100% win rate

All of our claims have been winners. If you have qualifying SR&ED, we'll find it and optimize your payout.

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Pay later

We do not collect payment up front nor do we bill hourly. We collect our flat rate fee after you get paid.

With SRED Financial 
you pay less and get more.

Most SR&ED firms take a significant share of your claim—typically between 18-25%, meaning a large portion of the value your team worked hard to generate is lost to fees.

 

At SRED Financial we deliver the same high-quality claims, while ensuring you keep more of what you’ve earned. Capping our commission fees at 12%, we put fairness and transparency back into the process.

BUILT FOR INNOVATORS IN

SR&ED AT A GLANCE

A program built for ambitious Canadian companies. 

$3B+

SR&ED tax credits issued each year by CRA (program-wide)

35%

Refundable tax credit on qualifying R&D expenditures for CCPCs.

20K+

Canadian businesses claim SRED annually— the most popular federal incentive

Our tested 4-step process makes it easy. 

Simple, transparent and focused on getting you results.

STEP 1

Free Eligibility Assessment

A quick call with one of our SR&ED leads. We learn what you're building, sketch the eligible activities, and give you a realistic refund range — before you sign anything.

STEP 2

Technical Interviews & Narrative Drafting

We sit down with your team and document the technological uncertainties, hypotheses, and experiments. We then draft narratives mapped to CRA criteria — you review, critique, and sign off.

STEP 3

Finance Scoping & T661 Filing

We work directly with your bookkeeper or controller to identify qualifying expenditures — wages, subcontractors, materials, overhead — and prepare your T661 form for filing with your corporate return.

STEP 4

Receive Payment From CRA

Upon approval by the CRA, any refundable tax credits are deposited directly into your company's bank account. It is at this point which we collect our commission fee from you.

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Transparent pricing. No surprises.

We believe trust starts with clarity. Here is our exact fee structure— identical to what you’ll see in your agreement.

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Simple pricing that matches your claim—12% for larger claims and a fixed $10k fee for smaller ones.

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Most SR&ED firms charge 18-25%­, often without clearly explaining how.

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Total Eligible SR&ED Costs

Success Fee

12%

$10k

Above $80,000

Below $80,000

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No payment upfront— you only pay us after the CRA pays you.

Fixed fee

Pricing

A WORD FROM OUR CLIENTS

They have successfully filed our SR&ED claims for three years in a row. They made the entire process smooth and efficient, with very little effort required from our team. They took care of the technical reports and financial schedules, and we have been extremely happy with the quality of their work and support.

CE

CEO - B2B Saas company

Toronto, ON

Working with your team on our SR/ED submission was a seamless experience. You brought structure, clarity, and expertise to what can often be a complex process. We felt well supported throughout and would highly recommend your services.

CE

CEO - Payment Solutions Firm

Toronto, ON

Your team demonstrated a strong understanding of both the SR&ED program and the technical nuances of our industry. Their ability to identify and clearly articulate eligible work helped maximize the strength and value of our claim, while keeping the process organized and efficient from beginning to end.

CT

CTO - Business Intelligence Firm

Montreal, QC

Industries

WHO WE WORK WITH

Specializing in industries
where
SR&ED matters most.

Our SR&ED specialists have decades of experience winning tax credits for businesses across a wide range of industries— typically those listed below. However, if you're solving technical challenges or developing new products, processes, or services, you may be eligible. Reach out to find out. 

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Software & IT

Custom software, AI/ML cloud solutions and system integration 

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Clean Tech & Energy

Sustainable technologies, renewable energy, and environmental innovations.

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Food & Beverage

Product formulation, process improvement, and food technology development. 

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Manufacturing

Process improvement, automation, robotics, and production optimization.

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Engineering

Product development prototyping, simulation, and technical problem-solving.

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Biotechnology

Research, experimentation and development of biotech processes and products.

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Medical & Life Sciences

Medical devices, diagnostics, health tech and life science research.

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Retail & eCommerce

E-commerce platforms, digital solutions, and customer experience technologies.

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Aerospace & Defense

Advanced materials, systems engineering and aerospace technologies.

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Media & Entertainment

Digital content, animation, visual effects, and streaming technologies.

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Don't see your industry? You may still qualify.

If your business is solving technical challenges or developing new products, processes, or services, you may be eligible for SR&ED.

Contact

GET IN TOUCH

What to expect
on the call.

A working session, not a sales pitch.

Honest answers on whether SR&ED is a fit for you right now.

A first-pass refund estimate based on your R&D spend.

Determine a short list of likely-eligible projects we'd focus on first.

REACH US BY EMAIL

We'll reply within one business day

Or, drop us a line below.

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Canadian SR&ED tax credit specialists. Audit-defensible claims. Lower-than-industry fees.

SRED Financial Inc.

Toronto, ON, Canada

info@sredfinancial.com

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© 2026 by SRED Financial Inc.

Serving Canadian SMEs nationwide

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